Tag: No Loan Zone

EP#24: The Zero College Debt Dream: The Little Sister That Could

No Loan Zone
No Loan Zone
EP#24: The Zero College Debt Dream: The Little Sister That Could
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In our last episode we met the older Urry sisters, Rebecca and Rachael who both attended private college, lived away from home, changed their majors once and owe more than $60,000 in student debt. But their younger sister, Reanna doesn’t want to carry that burden.

Today on our Zero College Debt Dream series, we highlight Reanna’s story and how she is finding ways to complete a degree, debt free by taking CCP, College Credit Plus classes through Lorain County Community College. It’s a program that offers free college tuition, books and fees to high school students in the state of Ohio.

College Credit Plus (CCP) Application process (2022-2023) for non-public or homeschooled students:

  1. Apply to the CCP Program
  2. Create an OH ID account with the Ohio Department by early February 2022
  3. Complete Letter of Intent to participate to Department of Education
  4. Send Letter of Intent form to: CCPIntentLetter@education.ohio.gov by April 1, 2021
  5. Meet with a High school counselor or homeschool parent and Lorain County Community College (LCCC) advisor

More information on CCP and Lorain County Community College (LCCC) dual enrollment process.

For further assistance contact:
Janet Maltbie at radiowannabe.com/contact
Nadia Leary at nleary@lorainccc.edu

Podcast #47: The 17 year old Brain, Podcasts

EP#47: The 17 Year Old Brain

Janet Maltbie
Photo by Zachary Nelson on Unsplash

Today we discuss with Neurologist Dr. Amanda Opaskar the adolescent  brain and why it is so important for them to get help and guidance as they make the most important financial decisions in their life, namely, taking out student loans.  

Is the average 17-year-old really ready to make super consequential financial decisions on their own?  Do they really know what they are getting into when they sign on the dotted line? What is the adolescent brain like anyway and how does it differ from an adult brain? For answers to questions we’ll talk with Dr. Amanda Opaskar. 

Dr. Opaskar is a vascular and general neurologist at University Hospitals St. John Medical Center. The views expressed by Dr. Opaskar do not necessarily represent the views or opinions of university hospitals. The content is for informational purposes only and should not be taken as medical advice.

EP#21: The Zero College Debt Dream

No Loan Zone
No Loan Zone
EP#21: The Zero College Debt Dream
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Today we begin our series on the Zero College Debt Dream and explore why over 43 million people owe more than $1.7 Trillion in student debt. Did you know the total cost of sending your 18 year old to a public college cost could go up to $100,000 before they graduate with a bachelor’s degree. This assumes, of course, families only have one child and they do not attend a private college or university. In that case, costs could quickly escalate to $300,000 or more, per child. For most families, sending their children to college represents expenses that far exceed the cost of a car, health care or their own home. 

What can be done about this? Are there ways of cutting costs? Are there ways of preparing your teen to make wise career choices and complete a degree debt free? 

Today on the No Loan Zone podcast we begin to seek answers to those questions in a series of podcasts called the Zero College Debt Dream. In it we will follow the Urry family’s quest to help their 18 year old daughter, Reanna, complete a degree, debt free.

Follow us on https://noloanzone.com/series/nlz/

Podcast #46: The Zero College Debt Dream, Podcasts

EP#46: The Zero College Debt Dream

Janet Maltbie
Photo by Carolyn Christine on Unsplash

Today we begin our series on the Zero College Debt Dream and explore why over 43 million people owe more than $1.7 Trillion in student debt. Did you know the total cost of sending your 18 year old to a public college cost could go up to $100,000 before they graduate with a bachelor’s degree. This assumes, of course, families only have one child and they do not attend a private college or university. In that case, costs could quickly escalate to $300,000 or more, per child. For most families, sending their children to college represents expenses that far exceed the cost of a car, health care or their own home. 

What can be done about this? Are there ways of cutting costs? Are there ways of preparing your teen to make wise career choices and complete a degree debt free? 

Today on the No Loan Zone podcast we begin to seek answers to those questions in a series of podcasts called the Zero College Debt Dream. In it we will follow the Urry family’s quest to help their 18 year old daughter, Reanna, complete a degree, debt free.

Podcast #45: The 5 Loaves 2 Fish Part 3, Podcasts

EP#45: The 5 Loaves and 2 Fish Challenge, Part 3

Janet Maltbie
Photo by Gregor Moser on Unsplash

Join us for the final part of a 3 part series on the 5 Loaves and 2 Fish Challenge coming to Providence Church on Saturday September 25. It is designed for High School juniors and seniors who wish to explore career/college major options based on their personality and their Myers Briggs Type Indicator (MBTI) results. 

In this episode we will hear from parents, Randy Nickel, Steve Trenta and Stephanie Betz, who have experience the MBTI workshop and found a way to help their student make wise career choices. We will also be discussing with High School Counselor, Elisa Talmage the common myths and mistakes high school students make when choosing a college major or career. 

To sign up for the 5 Loaves, 2 Fish challenge go to https://www.providencechurch.us/calendar and click on the 5 Loaves 2 Fishes Seminar or call 440-937-5001 for assistance. 

Date and time: September 25 from 9:00am – 12:30pm 

Place: Providence Church 35295 Detroit Road, Avon , Ohio

Cost: $40 per person. Free for parent observers.

Open to High School juniors and seniors and their parent(s). 

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