Podcast #49: The Little Sister That Could, Podcasts

EP#49: The Zero College Debt Dream: The Little Sister That Could

The Urry Sisters: Rebecca, Reanna and Rachael.
The Urry Sisters:
Rebecca, Reanna, and Rachael

In our last episode we met the older Urry sisters, Rebecca and Rachael who both attended private college, lived away from home, changed their majors once and owe more than $60,000 in student debt. But their younger sister, Reanna doesn’t want to carry that burden.

Today on our Zero College Debt Dream series, we highlight Reanna’s story and how she is finding ways to complete a degree, debt free by taking CCP, College Credit Plus classes through Lorain County Community College. It’s a program that offers free college tuition, books and fees to high school students in the state of Ohio.

College Credit Plus (CCP) Application process (2022-2023) for non-public or homeschooled students:

  1. Apply to the CCP Program
  2. Create an OH ID account with the Ohio Department early February 2022
  3. Complete Letter of Intent to participate to Department of Education
  4. Send Letter of Intent form to: CCPIntentLetter@education.ohio.gov by April 1, 2021
  5. Meet with a High school counselor or homeschool parent and Lorain County Community College (LCCC) advisor

More information on CCP and Lorain County Community College (LCCC) dual enrollment process.

For further assistance contact:
Janet Maltbie at radiowannabe.com/contact
Nadia Leary at nleary@lorainccc.edu

Podcast #48: A Tale of Two Sisters, Podcasts

EP#48: The Zero College Debt Dream: A Tale of Two Sisters

The Urry Family
Rebecca, Reanna, Michael, Renee and Rachael

In our previous podcast we spoke with Neurologist Dr. Amanda Opaskar who talked about the 17 year old brain and how it is wired to make impetuous, spontaneous decisions without thinking about the long term consequence.

Today we meet Reanna Urry and her family. Reanna is 18 years old and is about to make the most consequential financial decision of  her life. She is planning to go to college but, where will she go and how will she pay for it? How much debt is she will to take on? Reanna’s decision will have a lot to do with what happened to her two sisters, Rebecca and Rachael. 

For more information about the free College Credit Plus program we discuss in this podcast, contact Janet Maltbie or go to the Lorain County Community College website at: https://www.lorainccc.edu/ccp/.

EP4: A No Loan Zone Journey: Zarai’s story

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EP4: A No Loan Zone Journey: Zarai’s story
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Zarai Aquino came to the United States in the fall of 2017 after a hurricane struck the island of Puerto Rico. Her story is how she navigated the transition from high school to college without taking out student loans. Despite a twenty year age gap between her and her sisters, Zarai learned first hand the stress and frustration that can come from mounting student debts.

Key takeaways:

  • Fill out the FAFSA form: https://studentaid.gov/
  • Do your research. Check out your college’s website. Look for scholarships, grants and programs that can help you pay for college.
  • Don’t understand something? Ask questions. Go to the Financial Aid office and don’t be shy about asking for help.

Also, if you are unsure about your career direction and want help on completing a degree, debt free, you can reach the host of this podcast, Janet Maltbie, at radiowannabe.com/contact. She teaches a totally online career exploration class through Lorain County Community College, called Career Exploration and Life Planning, SDEV 103. 

EP3 The Community College Advantage Show

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EP3 The Community College Advantage Show
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Have you considered attending a Community College? Many high school students, non traditional students and adults in transition are finding that it is a low cost/high value way to complete a degree or learn a new skill. Today on the No Loan Zone podcast we discuss with Dr. Jonathan Dryden the advantages of attending a community college.  Dr. Dryden is Provost and Vice President of Academic and Learner Services at Lorain County Community College. Previous to that he served as a Professor of English and Dean of the Social Sciences and Human Services division at LCCC.  This podcast is for you if you if don’t have a clear career direction and you are not sure if you want to take the time, effort and money it takes to complete a degree. Plus, you have heard the stories about students who are in debt after completing a degree. We will be covering these topics and more with the Vice President of Lorain County Community College: www.lorainccc.edu

Also, if you are unsure about your career direction and want help on completing a degree, debt free, you can reach the host of this podcast, Janet Maltbie, at radiowannabe.com/contact. She teaches a totally online career exploration class through Lorain County Community College, called Career Exploration and Life Planning, SDEV 103. 

EP2: A Beginners Guide to getting the most out of your Community College.

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EP2: A Beginners Guide to getting the most out of your Community College.
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Getting the most out of your Community College experience means starting with the end in mind. Today Krista O’Neill,  lead guided pathways coach for the 23 community colleges in Ohio, discusses the state and national trends that help students complete degrees through four pillars of support: clear curricular pathways, choosing a pathway, helping students stay on the path and ensuring students are learning. In order to get the most out of your community college experience, O’Neill suggests:

  • Start early. Take college level classes while in high school though the CCP program. Take classes all year long. Augment your Fall and Spring semesters with summer classes. Research career options using the Occupational Outlook Handbook: https://www.bls.gov/ooh/ Meet regularly with your academic advisor to make sure you stay on track. Get involved in the campus. Take advantage of internships, co-ops and student activities. Engage in the campus community and take advantage of services.Ask for help when needed. On the Lorain County Community College campus the ARC (Advocacy Resource Center) https://www.lorainccc.edu/support-services/arc/ provides access to food, counseling, financial and other support services so students can, “focus less on worrying and more on their future.”
  • Also, if you are unsure about your career direction and want help on completing a degree, debt free, you can reach the host of this podcast, Janet Maltbie, at radiowannabe.com/contact. She teaches a totally online career exploration class through Lorain County Community College, called Career Exploration and Life Planning, SDEV 103.