Podcast #67: Top College Loan Mistakes, Podcasts

EP#67: Top College Loan Mistakes Students and Parents Make.

Janet Maltbie
Photo by Daniel Thomas on Unsplash

Transcript

Today on our program we discuss top college loan mistakes students and parents make. We’ll be basing our discussion on a recent Wall Street Journal article entitled: 

The Four Mistakes Students and Parents Make When Getting Student Loans.

 We’ll be discussing the first two mistakes; not adequately exploring debt alternatives and taking on too much debt. You’ll meet Zarai Aquino who found a way to avoid debt  altogether and her sister, Betsey Ramos who didn’t. 

We’ll end our discussion with our financial expert, Joe Flinner of Landing Point Financial Group who discusses general loan payment guidelines experts recommend students can typically take on after they graduate from college. 

Interested in finding ways for students to complete a degree, debt free. Begin that no loan zone journey today. The No Loan Zone host, Janet Maltbie meets with students individually and teaches a totally online class called Career Exploration and Life Planning through Lorain County Community College, SDEV 103. 

For more information contact Janet Maltbie at noloanzone.com/contact.

Podcasts

EP#66: The Right Answer to the $10,000 Student Loan Forgiveness Question.

Janet Maltbie

Transcript

Today on our program, we talk with several college graduates: Rebecca Urry, Tommy Nickel, Kyle Nickel, as well as a current student, Reanna Urry, about the $10,000 college loan forgiveness program. 

Is it fair? What kind of impact will this have on them and the people who will eventually pay for the program. What is the right answer to this dilemma, many fear will cost the American taxpayer $1 Trillion. This podcast explores the answer to those questions and more.

Interested in finding ways for students to complete a degree, debt free? Begin a no loan zone journey today. The No Loan Zone host, Janet Maltbie meets with students individually and teaches a totally online class called Career Exploration and Life Planning through Lorain County Community College, SDEV 103. 

For more information contact Janet Maltbie at noloanzone.com/contact.

Podcast #65: Freshman Financial Literacy, Podcasts

EP#65: Freshmans Take a Financial Literacy Class. Your Kids Should too.

Janet Maltbie
Photo by Katt Yukawa on Unsplash

Transcript

Helping your child preparing and pay for college can be a daunting task. Start early by having conversations with your child about the new financial literacy requirement for all incoming freshman in the state of Ohio. In this podcast, we discuss with instructor Rob Schofield and two high school freshman, Kelly Kotyk and Nathan Lamb about their recent experience with the new financial literacy class they completed this summer at Avon Lake High school. 

How can you help your child prepare adequately for one of the most important financial decisions they will make in their life? Going to college is expensive but is it right for you or your child? There are many ways to explore careers that doesn’t involve going into debt. If you’re child is unsure about their career direction and want more information about how to complete a degree, debt free and find a career that fits your personality, interests and skills, reach out to the No Loan Zone host, Janet Maltbie at noloanzone.com/contact.

Podcasts

EP#64 Ohio’s New Grad Financial Literacy Requirement.

Janet Maltbie
Photo of young man at ATM
Photo by Toa Heftiba o Unsplash
Dr. Jack Dibee discusses Ohio’s new financial literacy grad requirement.

Transcript

Hope to complete a college degree, debt free? Learn to manage money, especially if you are in high school. In this podcast, Dr. Jack Dibee, Assistant Superintendent of Avon Lake City Schools discusses the new financial literacy high school graduation requirement for all incoming freshman in the fall of 2022.

He also discusses ways students can get free college credit while attending high school. 

Going to college is expensive but is it right for you or your child? There are many ways to explore careers that doesn’t involve going into debt. If you’re unsure about your career direction and want more information about how to complete a degree, debt free and find a career that fits your personality, interests and skills, reach out to the No Loan Zone host, Janet Maltbie at noloanzone.com/contact.

Podcast #63: Arredondo Interview, Podcasts

EP#63: Meet David Arredondo. Vote in the Ohio Aug. 2 Primary Election.

Janet Maltbie
David Arredondo Photo
David Arredondo
Executive Chairman of the Lorain County Republican Party
David Arredondo discusses the Ohio August 2nd Primary election.

Transcript

Ohio’s primary elections take place on August 2, 2022. Know the issues and representatives. Today on the No Loan Zone Podcast Janet Maltbie speaks with David Arredondo, the Executive Chairman of the Lorain County Republican Party. David hopes to be re-elected to the Republican Central Committee. 

In this podcast we focus on the upcoming primary election, the role of the Central Committee, why it is separated into male and female groups and what the Ohio legislature can do to make college more affordable for families.

David Arredondo has served as Coordinator of International Admissions for Oberlin College and from 2000-2014 he was Director of International Admissions for Lorain County Community College. For over 26 years he recruited, admitted, and supported hundreds of students from more than 50 different countries

If you are unsure about your career direction  you can reach Janet Maltbie at noloanzone.com/contact. Janet meets with students and adults in transition so they can reach their career goals.  She also teach a totally online career exploration class through Lorain County Community College, called  Career Exploration and Life Planning, SDEV 103.