Category: Podcasts

Podcast #74: Internships, Podcasts

EP#74: Internship Opportunities: Your Ticket to Real-World Experience and a Professional Network.

Janet Maltbie
Janet Maltbie and Marcia Jones discuss internship opportunities through Handshake at LCCC.

Transcript

Podcast Summary:

Are you ready to take your college experience to the next level? In this podcast, Janet Maltbie, a career counselor, discuss the benefits of completing an internship with her guest, Marcia Jones, the Career Services Manager at Lorain County Community College.

Maltbie outlines the advantages of internships, including gaining real-world experience, building a professional network, developing professional skills, and improving a resume. 

Jones explains that students can access their Career Services through a platform called Handshake, where they can schedule appointments, develop resumes, and explore job or internship opportunities related to their career pathway. 

Highlights:

In the latest episode of No Loan Zone, we explore internship resources offered by Lorain County Community College’s Career Services department. Here are the 4 key takeaways from this episode:

  • Lorain County Community College provides students with the support they need for career prep, decision making, internships, and job opportunities. You can connect with them either in person or virtually using Handshake, the college’s job and internship platform.
  • Janet highlights the importance of internships and lists four reasons why they are beneficial: real-world experience, building professional networks, demonstrating professional skills, and improving resumes.
  • At LCCC, each student has a career development specialist who works specifically with their career pathway and can be selected through Handshake or by calling Career Services at 440-366-4076.
  • Janet is an experienced career counselor with a passion for helping students and adults pursue smart career choices and debt-free living. She teaches an online class on career exploration and life planning through LCCC.

About the Marcia Jones:

Marcia Jones is the Career Services Manager at Lorain County Community College. For nearly 20 years, Marcia has helped students learn about careers, and how to link their education to job experiences, so they can launch from a job into a meaningful career. She is passionate about helping students to learn about careers and how to link their education to experience to both leverage and launch their career.

Connect with LCCC Career Services:

About the Podcast Host, Janet Maltbie:

Janet is a professional career counselor in the state of Ohio with over 20 years experience helping students and people in transition make wise career choices. Her work has involved guiding students in the career and college planning process as an academic counselor at Lorain County Community College. 

After 13 years at LCCC, Janet transitioned to an adjunct faculty position, exclusively teaching a Career Exploration and Life Planning class and meeting with clients individually while pursuing her work as the founder and host of the No Loan Zone podcast.

Connect with Janet Maltbie:

Podcast #72: The Peeps Guy, Podcasts

EP#73: The Supreme Court Ruling on Student Loan Forgiveness and What it Means for Borrowers.

Janet Maltbie

The Supreme Court will decide if President Biden’s loan forgiveness program will move forward.

Summary:

Today on the the No Loan Zone podcast, Janet Maltbie discusses the Supreme Court ruling on the student loan forgiveness program that will affect over 40 million borrowers. Regardless of the ruling, borrowers will need to start paying back their loans after a 3-year pause.

Highlights:

  • The Supreme Court will decide if President Biden’s loan forgiveness program will move forward.
  • Under the President’s plan, eligible borrowers may be forgiven between $10-20,000, depending on income and Pell Grant eligibility.
  • The average student loan debt is $40,000, so borrowers will still have to pay back a significant amount even if most of their loan is forgiven
  • The Court is expected to rule on the matter by June, if they decide to rule on the merits of the case. 
  • Borrowers need to prepare to start paying back their loans immediately if the court rules in the Biden Administration’s favor and the program is not blocked by the court. 

Conclusion:

  • The No Loan Zone podcast is committed to helping students complete their degree debt-free.
  • Filling out the FAFSA is one way to start on a debt-free degree. Find it on www.studentaid.gov.
  • Choosing a career or college major that fits your interests, skills, personality, and values is essential to finding success at school, at work and in life. 

Contact Information:

Janet Maltbie can be reached at noloanzone.com/contact. Janet meets with students and parents individually so they can make wise career choices in high school, college and beyond. She also teaches a totally online Career Exploration and Life Planning class, SDEV 103, through Lorain County Community College. 

Podcast #72: The Peeps Guy, Podcasts

EP#72: The Peeps Guy: A Life of Career Changes and Joyful Candies.

Janet Maltbie
An entry in an annual Peeps art exhibition at the Racine Art Museum showed a Covid-19 vaccination clinic. 
An entry in an annual Peeps art exhibition at the Racine Art Museum showed a Covid-19 vaccination clinic. 
PHOTO: MARK HERTZBERG/ZUMA PRESS

Summary:

Bob Born recently passed away, leaving behind a legacy of marshmallow Peeps. On the No Loan Zone podcast, Janet Maltbie breaks from her normal routine to pay tribute to Bob. She recounts his journey, from engineering physics to the Navy to the candy-making business. Janet encourages her students and others to not worry about the future and know that one’s career will likely not stay the same throughout their lives.

Highlights:

It can be difficult to decide what to do with your life, and it can be even more difficult to make sure you’re making the right decision. It’s important to explore career options wisely, and to ensure that you’re making a decision that will bring you joy and satisfaction. One person who did just that was was Bob Born. He’s the Peeps guy who passed away on January 29, 2023, at the age of 98 according to a recent Wall Street Journal article. This man brought joy to this world through a tiny, lovable product, the marshmallow peeps. May he rest in peace.

Bob had a fascinating life, beginning with an education in engineering physics and a stint in the Navy as a radar specialist. He was even planning to go to medical school, but instead found a love for tinkering with production machinery. In 1953 his family took over the Roddy Candy Company in Bethlehem, Pennsylvania. Then Bob that took over the company when his father passed away in 1959. It was there that he streamlined the company and produced, among other things, the famous Peeps product.

Bob’s story is an example of how exploring career options wisely can lead to success and satisfaction. He didn’t stick to one career path, instead meandered  through several different jobs and careers before settling in on the candy-making business. His education and training had nothing to do with becoming a businessman, but it was still important and not a waste of time. He just applied it in the candy-making business.

This is why I tell the students in my career exploration class that they shouldn’t worry about deciding what they’ll do for the rest of their lives, because they won’t have the same job or career over time. It’s important to explore career options wisely, and to make sure that you’re making a decision that will bring you joy and satisfaction. It’s also important to remember that you don’t have to stick to one path.

In today’s labor market you will meander through several different jobs and careers. It is common for people to try new things, grow into new fields and experiment before settling in on something that brings them joy. Careers evolve and so do people. 

Contact Information:

Janet Maltbie can be reached at noloanzone.com/contact. Janet meets with students and parents individually so they can make wise career choices in high school, college and beyond. She also teaches a totally online Career Exploration and Life Planning class, SDEV 103, through Lorain County Community College. 

YouTube Links:

Podcast #71: Strategies for Completing a Degree, Podcasts

EP#71: Strategies for Completing a Degree Debt-Free.

Janet Maltbie

Photo by krakenimages on Unsplash

Transcript

The No Loan Zone podcast encourages finding ways to completing a degree without going into debt. In this episode, you will hear from Capri, a high school student pursuing an associate’s degree and Alex, a police officer pursuing a degree with tuition being paid for by his employer, the city of Elyria. 

Additionally, LCCC staff member Sarah Hudson shares the challenges that students face while in school and tips for completing a degree without debt such as talking to an advisor and making sure your have a clear career goal.

Highlights:

Starting early is key to achieving a debt-free degree. High school is an ideal time to begin planning for college. Taking the right classes and getting good grades can open up opportunities for scholarships and grants. It is also important to explore career options and to understand the labor market. This will help the student make an informed decision about what college to attend and what degree to pursue. 

Employers can also be a great resource for tuition assistance. Many companies have programs that provide tuition assistance for employees. It is also important to research and apply for grants. Grants are a great way to pay for college without taking on debt. Applying for the FAFSA is key: https://studentaid.gov/

Finally, it is important to ask for help when needed. College can be confusing and overwhelming. It is important to reach out to professors and advisors for guidance. They are there to help and can provide advice and assistance. It is also important to understand the terminology associated with college and to not be embarrassed to ask questions. 

Completing a degree without going into debt is possible with the right planning and preparation. Starting early is key to achieving a debt-free degree and taking advantage of scholarship and grant opportunities. It is also important to have a connection with someone on campus to help guide the student through the process. Finally, it is important to ask for help when needed and to not be embarrassed to ask questions. 

Contact Information:

Janet Maltbie can be reached at noloanzone.com/contact. Janet meets with students and parents individually so they can make wise career choices in high school, college and beyond. She also teaches a totally online Career Exploration and Life Planning class, SDEV 103, through Lorain County Community College. 

Podcast #70: Betting on College, Podcasts

EP#70: Making Wise Career Choices: Betting on College and Your Future.

Janet Maltbie

Cover photo of the book, The Biggest Bet.

Transcript

Today on our program we discuss betting on college and how to make wise career choices based on our options, research and the facts before us. This podcast is based on the issues raised in the book, The Biggest Bluff by Maria Konnikova.

Research before betting on college.

Betting on college is a huge decision that can have a lasting impact on a person’s financial future. It is important to do research and make wise choices before making this bet. By researching the facts and understanding the options, students and their families can make an informed decision about college.

Maria Konnikova, author of The Biggest Bluff, has done extensive research on how people bet. In her book, she ran betting experiments with students using real money. She found that people tend to overestimate the degree of control they have over events. Even smart people who should know better make decisions based on limited information. Unfortunately, many people make decisions based on their emotions rather than facts and research.

Konnikova’s main message is to pay attention and look at things as they are. Students must do their homework and research the college they are considering. They must look at the hard numbers and understand their own skills and abilities and their chances of success. It is important to look at the labor market realities and make an informed decision.

Online Career Planning Class Offered at LCCC:

  • SDEV 103 Career Exploration and Life Planning (W101)
  • Instructor: Janet Maltbie
  • Online 8 week course begins January 17, 2023
  • Offered through Lorain County Community College
  • Sign up today

Janet Maltbie, a career counselor and host of the No Loan Zone podcast, teaches an online career exploration class at Lorain County Community College. This class gives students a chance to do research and look into their options before they make a decision. It is important to understand the cost of college, the chances of graduating, and the return on investment. The numbers can be daunting. According to Maltbie, only 17% of students graduated with a degree from Lorain County Community College in 2016.

Betting on college is a big decision. It is important to research the facts and make an informed decision. By understanding the cost, the chances of success, and the return on investment, students and their families can make a wise decision about college.

 Making smart decisions in high school, college, and beyond is an important part of life. The No Loan Zone podcast on radiowannabe.com provides valuable information and advice on how to make informed decisions about college and beyond. Reach out to Janet Maltbie today.

Contact Information:

Janet Maltbie can be reached at noloanzone.com/contact.